We offer the below services and many more!
Financial Independence Planning
I despise the word "Retirement", instead I use the term Financial Independence. We all want to get to a place where we don't have to work to pay our bills. This way we can focus our attention on what matters to us most in life. With the proper planning we can help you achieve financial freedom!
Financial coaching is one of the most important aspects of financial planning services. We provide our clients with financial education workshops, spending plans/budgets, debt management and create their personal income statement. We are also here for our clients 24/7 so we can provide prompt advice on all financial questions.
Although savings is very important, knowing where to put your money once its accumulated is just as vital. We offer investment advice and planning tips based of your risk profile and future goals. We also educate our clients on the investment world and encourage building an investing mindset within all of our clients.
Taxes generally tend to be our largest expense. However, with proper tax planning strategies this expense can be lowered substantially.
Your credit score can be your best friend or worst enemy. We understand the importance of the credit score and the massive implications that it has on your life, from applying for a credit card or trying to obtain a mortgage for a home, credit plays a huge role. We educate our clients on ways to improve their scores and provide continuous monitoring of their results.
Student Loan Repayment
Student Loans can be a heavy debt burden and see almost impossible to overcome. However, Cofield Advisors specializes in Student Loan Debt Repayment plans that can lower your monthly payments and (if eligible) help you get your student loans forgiven.